Fortunately, we are now able to live healthier and longer than generations before us. This also means we will probably be living longer into retirement. In the past, retirement life meant somewhere between 15 to 20 years, that has all changed now. We can expect to spend up to 30 years in retirement. A person retiring at age 65 can realistically expect to live up to age 95. That’s a lot of years, years we may not be fully prepared for. Should...